Short term loan or payday loan has become one of the most significant financial weapon for everyday life of the people of Singapore and especially whenever there are certain money crunch situations in life. Is there any emergency medical bill to pay? Or do you need to meet up excess household expenditure this month and you are running out of money? Well in this situation opting for payday loans will always be the sole choice. But why? The reason is such loan is easy to get and the documentation is very less. Over and above these advantages this loan is sanctioned and disbursed in few hours time if application is made with some of the leading private moneylenders in the market.

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Payday loan is always been considered as Easy Loan as here you can follow easy application process to have this loan. The loan process is easy to understand and you will get instant cash once your loan is sanctioned. Due to these advantages the popularity of payday loans has gained a lot. Still before you opt for this loan you should know well about the eligibility criteria.

The age of the applicant must be between 21 years to 65 years
Applicant must have his or her own ID card
Minimum yearly income must be S$ 20000 or above than that
Applicant must be a Singaporean citizen

So, if you have fulfilled all those above mentioned criteria then you can easily opt for payday loans so that it can fulfill your need during emergency.  Before you make the application for easy loan one thing you need to consider is that, how important is this loan to you and can the money need can be arranged from other source or can be postponed. The reason behind all is that easy loans are expensive.

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